Finance

Best Credit Cards in India

Best Credit Cards in India : Credit cards have become an essential part of our daily lives, as they offer convenience and flexibility in managing our finances. With so many credit cards available in India, it can be overwhelming to choose the best one for your needs. In this article, we will discuss the top 7 credit cards in India that offer great benefits and features.

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HDFC Bank Regalia Credit Card

American Express Platinum Travel Credit Card

SBI Simply CLICK Credit Card

ICICI Bank Coral Credit Card

Axis Bank Buzz Credit Card

Citibank Cashback Credit Card

Standard Chartered Manhattan Platinum Credit Card

IDFC FIRST Bank Bank Credit Cards

Conclusion

HDFC Bank Regalia Credit Card

HDFC Bank Regalia Credit Card is a premium credit card that offers a range of benefits and privileges. It offers a high reward rate of up to 4 reward points for every Rs. 150 spent on the card. It also offers benefits like airport lounge access, travel insurance, and concierge services.

Key Features

12 Complimentary Airport Lounge Access within India and 6 outside India..
Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.
Earn 4 Reward Points on every Rs.150 spent
(On all retail* spends) To Know More – click here

American Express Platinum Travel Credit Card

American Express Platinum Travel Credit Card is a great credit card for frequent travelers. It offers a high reward rate of up to 5 reward points for every Rs. 100 spent on the card. It also offers benefits like airport lounge access, travel vouchers, and travel insurance.

Annual fee

First year fee: Rs. 3,500 plus applicable taxes.
Second year onwards: Rs. 5,000 plus applicable taxes.

Reward Earn Rate

Earn 1 Membership Rewards® Point for every² Rs. 50 spent except for spend on Fuel, Insurance, Utilities, Cash Transactions and EMI conversion at Point of Sale². To Know More – click here

Best Credit Cards in India

SBI Simply CLICK Credit Card

SBI Simply CLICK Credit Card is a great credit card for online shoppers. It offers a high reward rate of up to 10 reward points for every Rs. 100 spent on online purchases. It also offers benefits like discounts on e-commerce websites and fuel surcharge waiver.

Fee Details

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To Know More – click here

ICICI Bank Coral Credit Card

ICICI Bank Coral Credit Card is a great credit card for movie lovers. It offers a high reward rate of up to 4 reward points for every Rs. 100 spent on the card. It also offers benefits like free movie tickets, discounts on dining, and airport lounge access.

Your ICICI Bank Credit Card entitles you to earn Reward Points on your transactions. ICICI Bank Reward Programme, India’s largest Reward Programme, has powered ICICI Bank Rewards to bring you a suite of exciting rewards from your everyday spending.

You not only earn Reward Points when you use your ICICI Bank Credit Card, but also earn additional points from Reward Partner Brands for the same purchase. To Know More – click here

Axis Bank Buzz Credit Card

Best Credit Cards in India || Axis Bank Buzz Credit Card is a great credit card for shoppers. It offers a high reward rate of up to 6 reward points for every Rs. 200 spent on online and offline shopping. It also offers benefits like discounts on e-commerce websites and fuel surcharge waiver. To Know More – click here

Fee Details –

Citibank Cashback Credit Card

Citibank Cashback Credit Card is a great credit card for cashback lovers. It offers cashback of up to 5% on movie tickets, telephone bill payments, and utility bill payments. It also offers benefits like discounts on dining and fuel surcharge waiver. Best Credit Cards in India 2023

KEY HIGHLIGHTS

Joining Fee

₹ 500

Yearly Fee

₹ 500

Earn 5% cashback / ₹ 100

Joining benefits

NIL

Earn 0.5% cashback / ₹ 100

Features and Benefits:

Earn 5% Cashback on movie ticket purchases.
Earn 5% Cashback on all your telephone bill payments.
Earn 5% Cashback on all your utility bill payments made online through Citibank Online Bill Pay.
Earn 0.5% Cashback on all your purchases.

To Know More – click here

Standard Chartered Manhattan Platinum Credit Card

Standard Chartered Manhattan Platinum Credit Card is a great credit card for grocery shoppers. It offers a high reward rate of up to 5 reward points for every Rs. 150 spent on groceries. It also offers benefits like discounts on dining and airport lounge access.

1st year Fee – Rs.999

Rewards

To Know More – click here

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IDFC FIRST Bank Bank Credit Cards

IDFC FIRST Bank Bank Credit Cards are loaded with a host of benefits, offers & features.

There is NO Joining or Membership fee applicable on any of IDFC FIRST Bank Credit Cards.

Some of them are listed below and will be applicable as per card variant available with you:

Lifestyle benefits – Discounts on shopping, dining & movies, complimentary round of golf every month, etc.

Travel benefits – Complimentary airport lounge access.

Other benefits – various in-app online discounts, discounts on health and wellness outlets, etc.

Is there an expiry date on the reward points accrued on my card?

There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card

Conclusion

Choosing the right credit card can be a daunting task, but with this list of the top 7 credit cards in India, you can make an informed decision based on your needs and preferences. Consider the rewards, benefits, and fees associated with each card before making a final decision. With the right credit card, you can enjoy a range of benefits and perks while managing your finances effectively. Best Credit Cards in India

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